Frequently Asked Questions

Secured loans from £5,000 - £250,000!

Amberfinance.co.uk can offer loans for any purpose from £5,000 to £250,000. So whatever your circumstances, we can help. Speak to us now and your loan could be arranged sooner than you think!

Market Leading Rates to Suit all Circumstances

We are able to offer low rate loans from a typical interest rate of just 7.9% APR variable. We are able to source loans from a large panel of lenders, therefore enabling us to provide you with the best loan to suit your circumstances.

CCJ’s mortgage arrears and defaults

Amberfinance.co.uk has a great deal of experience and expertise in finding secured loans for people who don’t fit in with traditional lenders’ standard criteria. So, if you've been served with a County Court Judgement (CCJ) for debt in the County Court we can help.

If you have not settled in full within 28 days of the judgement, your CCJ should appear on every credit search made about you for the next six years. Payments made after 28 days will be shown in the register as being satisfied.

Fortunately, amberfinance.co.uk uses lenders that will consider applications from potential borrowers who have CCJs registered against them.

To find out how we can help, complete the application online. Or call free on 0800 043 8779 to speak to one of our experienced Customer Service Team.

Self Certification to 100% LTV available

If you are unable to show your earnings due to being self-employed, a seasonal wage earner, or anyone with irregular earnings such as a contract worker or commission-based employee, or in salaried employment with a supplementary source of income, an unsalaried company director, or varying other reasons - a Self Certification loan could be the best option for you. This loan allows borrowers to certify their own earnings without having to supply documentation, such as wage slips.You can apply if you are employed or self employed.

Our lenders specialise in Self Cert loans, unlike the high street banks and building societies - who tend to favour the full-time employed who can prove their earnings via pay slips. If you are running your own business why should you be considered a greater risk than an employee?

About 14% of the UK population is self-employed and numbers are growing - making this loan a popular choice.

Upto 125% LTV available

At amberfinance.co.uk we are able, through our panel of lenders, to offer a 125% LTV - (Loan to value). Loan to value reflects the equity in your home.

Interest only, fixed rate and flexible loans available

Amberfinance.co.uk understands that different loans suit different individual needs, from one customer to the next. So whatever your circumstances, we will provide help and assistance in choosing the best loan and repayment structure for you. Call us today to learn more!

No upfront fees payable

Taking a loan out with amberfinance.co.uk couldn't be easier and we pride ourselves in not charging you any upfront fees for taking out your loan. Call today and one of our advisors will assist you in your loan application.

Phone: 0800 043 8779   Fax: 0870 042 8779
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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED ON IT. A FEE OF BETWEEN 0% AND 10% OF THE LOAN AMOUNT MAY BE CHARGED, DEPENDING ON CREDIT HISTORY AND ABILITY TO PROVIDE PROOF OF INCOME.
The actual rate available will depend upon your circumstances. Ask for a personalised illustration. Loans are subject to status and available to homeowners aged 18 or over. Loans are secured on your home. Calls may be recorded.